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The insurance market isn't always the same; sometimes it gets tougher to get coverage, and prices go up. This is often called the "underwriting cycle hardening." It means insurers become more careful...
So, you're wondering about what happens when insurance markets get a bit too easy to get into? It's called market softening, and it changes how everyone acts. When it's easier to buy insurance,...
So, you're interested in claims triangle development analysis. It sounds a bit technical, right? But really, it's just about how insurance companies figure out what they owe when something goes...
Figuring out how much an insurance company might have to pay out for claims that haven't even been reported yet is a big deal. It's called incurred but not reported modeling, or IBNR for short. This...
It's no secret that the insurance world is always changing. From how claims are handled to the tech we use, things are constantly shifting. One big area we're seeing a lot of movement in is how...
Dealing with big, unexpected lawsuit payouts can really throw a wrench in things for insurance companies. It's not just about the money, but the whole process of figuring out what might happen and...